How Equities First Is Helping Many People With Obtaining The Capital That They Need

Equities First is offering a loan opportunity for both businesses and high net-worth individuals that they may not be able to refuse. It is an opportunity in which they may be able to obtain capital, whether it be for their businesses or non-purpose at very low interest rates with practical payback terms. The contract that you sign is going to be carefully explained to you by a customer service representative to ensure that there is no confusion. If you are wanting to see more about what a loan may look like for you, such as the interest rates, loan amount(s), and time(s) for paying it/them back, please ask a customer service representative to provide you with some examples.

Prior to requesting a loan, it’s important for you to know why certain businesses and/or high net-worth individuals request loans in the first place. Businesses may strive to obtain loans to purchase assets that may help them with operating their regular day to day business activities. If they need to buy new equipment, tools, machinery, or even building(s), they may ask to borrow capital from a lender that is capable of providing them with the amount that they are seeking; however, it is important for borrowers to know that there are many lenders that are not capable of providing certain amounts. Due to such conflicts, a borrower should request a loan from a lender who is able to provide them with the amount(s) that they’re seeking.

If you are a high net-worth individual, you may be seeking to click here borrow capital as a non-purpose loan. It is important for you to know exactly what a non-purpose loan is. A non-purpose loan is a type of loan that utilizes the securities that the borrower possesses as a collateral, with proceeds from the loan amount being utilized to buy things that are not securities. Equities First may be able to help you with obtaining capital in the form of a non-purpose loan, if that’s what you’re seeking.

Brazilian Administration Gets the Influence of E-governe to Drive Efficiency

E-governe, a major e-governance initiative for the Brazilian government, it departments, and private firms, are driving efficiency in its administration and gaining momentum in the recent years. E-governe solutions are modular, intelligent, and modern to provide greater integration among various public and government bodies. The solutions of the initiative are clearly designed to make the administration of both private and public sector in Brazil world-class with increased customer or public satisfaction. The initiative offers technology, support, data center, and safety to various services and industries. In reality, e-governe has solutions for various departments and government bodies according to their requirements.



The systems of e-governe are simplified, agile, and shows intuitive navigation. Additionally, it can be accessed from internet browsers both from PCs and smartphones. Also, it provides greater support with qualified and professional technical team to all the sectors of public management. For offering best safety solutions, all the services by e-governe are enabled with security modules which let total control over access per user. This includes checking the history of operations done and algorithms of access encryption. Lastly, the data center solutions which are part of the services include processing, hosting, storing information, and monitoring services in the environment of e-governe.



Many municipalities and departments have adopted the solutions offered by e-governe considering the hassle-free administration it offers. It includes many local government departments in the main cities like São Paulo, Teresina, Osasco, and more. While some municipalities are going for full implementation of e-governe across its departments, some are going for partial implementation by department wise. It gives better administration and efficiency in those particular departments. For instance, Osasco – one of the largest municipalities in Brazil – implemented the e-governe Education, and that covered as many as 138 schools in the city. The advantages of the system include proper insurance management and reports on time, ensure uniqueness and information security, and make sure the integrity.



E-governe has solutions for all the sections in public administration including health, education, financial, materials, trading floor, contracts, vehicles, constructions, tax and tribute systems, E-govern ISS, human resources, patrimony, protocol, attendance, indicators, and documents. Each of these solutions has a specific set of goals and benefits which make them unique from other offerings. For instance, e-governe health has benefits like controlling patient flow from other municipalities, maintains the agreement between different municipalities or between municipalities and states, ensures smooth financial transfers, manages the patient flow to different health units, and more. It regionalizes attendance and organizes work flow as well along with structuring of different programs for the proper attention to Health.



The e-governe solutions are also driving transparency in the public administration considering many of the processes are going online. Additionally, it also created a positive vibe about the government and its administration considering the essential services such as health, education, and financials are greatly improved its processes and turnaround times associated with it. The integration of various departments are effectively done in the e-governe solutions for centralized monitoring, and it offers a better governance for the people.

Renown Health Plans to Open a New Branch in South Reno

Renown is a leading Northern Nevada-based healthcare that is reputable for its not-for-profit program. The healthcare is planning to open a new family practice clinic, in spring, at The Summit Mall in South Reno. The clinic aims to increase service provision in the future through the primary care services and a laboratory.

Dr. McCormack, the medical director of the healthcare, cited that they were waiting for the healthcare industry to be stable. This is because of the current uncertainty in the industry following the proposed repealing and replacement of the Obamacare by President Donald Trump.

The Clinic

The 10,000-square-foot South Reno clinic covers three vacant storefronts. The clinic is expected to be flexible to accommodate other services such as a conference area for the staff members to confer with their patients. It is estimated to have a staff of 11 members. Renown Health is planning recruit one nurse practitioner and at least one primary care physician to the current staff.

The South Reno clinic chose Shaheen Beauchamp Builders LLC to carry out the project. Moreover, the company is a prestigious Carson City-based commercial general contractor. Eric Fong of MBA Architects + Interior Design performed the architecture and design. Additionally, MSA Engineering Consultants conducted the electrical engineering, mechanical, and plumbing.

Dr. McCormack mentioned that the growing population of Truckee Meadow as well as its improved economy and access to health insurance contributes to the need for many primary care clinics, especially in the South Meadows region. Currently, Renown Health has 12 primary care clinics in Carson City, Fernley, Reno-Sparks, and Fallon.

An Overview of Renown Health

Renown Health is a prestigious healthcare provider in Northern Nevada. It is also a leading not-for-profit health network that spends its earnings to reinvest into programs and equipment for serving communities in a better way. Renown Health was established in 1862 during an outbreak of smallpox.

Renown Health delivers world-class healthcare services through its dedicated staff and modern amenities as well as the state-of-art technology. It has different departments including Renown Children’s Hospital and Renown Institute for Cancer.

Impact of Concessions on Service Delivery


Following an announcement, the Brazilian government will make concessions through a partnership with The National Bank for Economic and Social Development (BNDES). The president of Trata Brasil, Edison Carlos, said in an interview that the initiative will undergo improvements in management, structural and resource departments. Trata Brasil provides services that act on basic sanitation.


Another aspect raised by Mr. Felipe Montoro Jens, an infrastructure expert, focused on the decrease in levels of waste. Edison indicated that 90% of the basic sanitation services are carried out by the general public whereby 70% of the users are served by state organizations. According to him, integrating the private-public partnership will provide better services if they complement each other.


Edison further explained that BNDES will come up with customized action plans based on surveys in the specified localities and modify the project according to the needs of each region. Mr. Felipe pointed out that loss of water was the main cause of the flow of financial resources from government-owned organizations in the sector. Therefore service delivery is a challenge due to wastage.


Private VS Public Sectors


According to Trata’s president:

  • The private enterprise has more resources and this is important in minimizing wastage.
  • Private companies have advanced technology which is crucial in water management and improving investments in sewage networks.
  • Better management in the private sector has the required rigor and therefore has better financial capabilities.


The partnership will, therefore, improve the impact of service delivery in public institutions. However, Edison categorically states that an organization’s efficiency is not classified entirely by its administration but existence of an alignment between mode of operation and the needs of the citizens.


Felipe Montoro Jens

Mr. Felipe Montoro Jens serves as the CEO of Energipar Captação S.A. He is a specialist in infrastructure projects and a successful investor in the Brazilian real estate market. Felipe holds an undergraduate degree in business administration from Fundao Getlio Vargas (FGV) and a master’s degree in international management from Thunderbird, The American School of International Management in the USA.


He has spearheaded many projects in several companies serving in the top-rank management. For instance, Felipe has worked in the project development and structured finance area at Terna S.p.A. (Enel Group). He has also served in the auditing and consulting divisions of PricewaterhouseCoopers as well as in the international structured finance division at Enron.

Felipe Montoro Jens Uncovers How Concessions May Benefit Brazilian Sanitation Services

As the Brazilian government goes public announcing their latest concessions partnering with the National Bank for Economic and Social Development (BNDES), president of Trata Brasil, Edison Carlos recently granted an interview to make some clarifications regarding the initiative. It was clear that Edison Carlos remains hopeful that the services provided will continue to improve structure just as well as the way it is managed and resourced. When concerns about the decreasing levels of waste were raised during the course of the interview by infrastructure projects specialist Felipe Montoro Jens, Edison ultimately provided some interesting statistics.

Given that 90% of Brazil’s most basic sanitation services are conducted by the public power division and approximately 70% of users will be served by state organizations, Edison firmly believes the private initiative’s presence should not be kept from the general public. Edison Carlos speculated that the two forms of management could prove more beneficial to the populace by collaborating with one another in a complimentary manner. Trata Brasil institute’s president also mentioned that governing bodies maintain the kind of fundamental experience that can be easily leveraged in partnerships with other companies.

Felipe Montoro Jens followed his report with the details of these locations and their loss of water being a critical cause of the fiscal fall of resources within the water sector of these state companies. Jens previous position as chief financial officer has given him the experience, knowledge and foresight to fully comprehend the planning, controlling and financing of Brazil’s complex governmental infrastructure.

Mr. Jens prior history both in Brazil and abroad with the sugar/ethanol industry and the water/sewage industries among many others allows him a certain consulting and developing prowess in this particular area of resource private enterprises. Felipe Montoro Jens also made note of Edison’s indication of the current assessment’s need for tremendous advancement among public institutions.

Lime Crime Makeup Is All Attitude: Luscious, Strong And Wearable

What woman doesn’t like choice?


You and I use our personal power of selection when it comes to fashion and hair. So why couldn’t the world of cosmetics trust any of us with makeup that went beyond the ordinary?


Doe Deere felt the same way in 2008. That’s when she debuted Lime Crime on e-commerce, her makeup brand that has sky-rocketed to fame. Thanks to the Russian born businesswoman, we can now choose from beyond the traditional cosmetics collections that seemed to have existed for decades.


The major beauty companies had ruled pop culture for years, forcing women to wear beige palettes, nude lipsticks and quiet, boring eye shadows. Doe Deere’s modern makeup brand dares to challenge the traditional palettes, pigments and textures.


Lime Crime is all about the pops of crazy colors, the iridescence, glitter, the crazy wild attitude and new way to look at makeup. The company keeps growing, and its presence on social media is influential, on-trend and gaining a global fan base.


At the moment, the makeup brand boasts more than three million Instagram followers. The CEO and founder enjoys engaging with her makeup community because Doe Deere believes they all inspire each other.


Lime Crime features some of the most popular and cult favorite cosmetics out there. Her famous Velvetines lipsticks are boldly colored and offer the sell-out Diamond Crushers as lip toppers. The dazzling, textured glitter is made with prismatic technology and allows the lips to look goddess-like.


The brand’s new Hi-Lites are another amazing product flying off shelves. These 3-color highlighting palettes create razor-sharp cheekbones, so the spotlight’s on your beautiful bone structure.


Today, Doe Deere is respected as one of the happening female businesswomen. She made the cover of Self-Made magazine and was named to the publication’s list of Top Inspiring Female Entrepreneurs. Doe Deere was blown away by the honor and proud to be a role model to other young women and men who desire fulfilling a future dream.


Her makeup brand is the real, in-your-face cosmetics that re-define what is pretty. I feel empowered, and so can you.

The Strength of Lime Crime

Lime Crime is an amazing brand. I think that this company has become one of the hottest out there because it offers just about everything that young women could want. I know that this is a company that is perfect for girls like myself that are just tired of the same old routine makeup brands.


I discovered this brand accidentally when I was spending some time on YouTube. I saw Doe Deere in some videos, and she was promoting the Lime Crime brand. She was delightful, and I could instantly see how people would become fans of the brand that she was promoting. She is a young CEO, but I think that she has done a wonderful job of promoting this company. Anyone that is looking for a chance to add some spice to their makeup kit should certainly look at what Doe Deere is bringing to the table.


There are lots of cosmetics companies in competition with this brand. I know that Doe Deere and his Unicorn Makeup has never been around as long as something like Revlon, but I just believe that she can rise to the top. She has proven that she has the ability to make people look at her company as a true competitor because she has presented this brand as something unique. She presenting a brand that has a lot of different shades. She continues to bring new stuff to the table, and I think that will be the thing that makes people take notice.


The other thing that makes people take of this company is the fierce amount of social media appeal for this company. It has become one of the most popular brands in the last couple of years because people are talking about it. There is so much talk between Twitter and Instagram fans. Doe Deere always stays connected to her fan base. These are the things that has allowed this company to flourish. This type of company is different from what I have seen before. I think that the uniqueness of this company is just what the cosmetics world needed.

The Case of Carol Grant and Honoring the Deceased’s Last Wishes

Carol Grant, a resident of Billings, Montana, was diagnosed with pancreatic cancer in January 2017. Her physicians predicted that she would not likely be alive by her daughter, Kelsey’s, graduation which was scheduled for May 20, 2017. Seeing Kelsey graduate as valedictorian at Terry High School has been Grant’s last expressed wish.


As a result, with the help of two other residents, Mary Elizabeth Grue and Michelle Wolf, an early ceremony was held at the Prairie Community Hospital on April 26, 2017. Local businesses got together to donate the flowers, a cake, and banners. The school officials also agreed to the decision and participated as well. Carol Grant reported on May 1st, 2017 that she was overjoyed. Kelsey plans to attend Montana State University Billings to study to be a pediatrician.


Out of all of the things that can be done to help a person, honoring the deceased’s last wishes is probably among the most important. There is some debate about that. Some carry the attitude of what the deceased “doesn’t know won’t hurt him or her”. And yet to so many, it feels so wrong. Whether you believe in the afterlife or not, it doesn’t take a rocket scientist to see that failing to honor the deceased’s last wishes harms the living relatives on so many levels.


In this context, the phrase, “last wishes” doesn’t necessarily limit itself to what the deceased wants done with their body or what is written in any Wills that they may have left. Last wishes, like Carol Grant’s, can refer to something that an individual with a terminal illness wants to do with all their being before they actually pass on. To honor it not only makes everyone feel better, it also creates the feeling of giving the person with the terminal illness “permission” to pass on. It doesn’t take a rocket scientist to know that people have survived incredible things, such as the Holocaust, one illicit drug binge after another, or being stabbed. In those situations, it is as if something bigger than the individual’s body or finite will wants to continue on.


In cases like Carol Grant’s, it is also as if honoring their last wishes is giving that bigger something “permission” to move on to end the suffering.


Adoption of E-governe in Brazil

E-governe refers to the Brazilian government’s effort to turn to technology to serve its people. The companies that help the government to run the e-government systems are Minauro, Consult, and Sisteplan. They have systems that use advanced technology that is critical in providing data security. The systems also come in easy to use designs.

Many state and municipal governments and departments are using e-governe. Here are some of them and the benefits they are enjoying.

Municipality of Teresina

Instituto Curitiba de Informática (ICI) is the company that is implementing e-governe system in the municipality of Teresina. To enhance its implementation, servers from different organs in the municipality will take part in the training.

According to Miguel Oliveira, the president of the Teresinense Data Processing Company – Prodater, says that various meetings with agents from various municipal departments such as finance, health, and education.

The tool will first be used to enhance human resource management. The City Hall is planning to use this system to improve the delivery of public service.

Mayor Sílvio Mendes says that by adopting e-governe the municipality has benefited a lot. The system has enhanced the government’s response to people’s demands, collecting and analyzing feedbacks, noting challenges, and supervising the delivery of different municipal services on

Osasco Municipality

The municipality of Osasco has also adopted ICI e-governe. The agreement between the company and the municipality will see the installation of a school management system. The Municipal Education Department will be supplied with computer equipment and inputs. Another thing that will be put in place is a logical and electrical network.

The project will cover all the schools in the city, the main offices of the education department of the municipality, and the continuing education center.

The main advantages of this program are; safeguarding the reliability and the security of data, getting real time management details and access to various services over the internet among others.

The health department

The main goal of using e-governe is to enhance effective management of the Health Secretariat at state and municipal level. When e-governe is used in the health department, the whole process becomes easier, practical, and economical.

The system integrates the different health care units and sectors, clinical and dental chart. The program enhances the planning and organizing appointments, thereby eliminating queues and raising the quality of services.

E-Governe Saúde deals with all the processes and services in the public health. The company uses advanced technology to allow the integration of the various departments of organizations at municipal or state level with all the health units.

The system is made of two main groups. The first group deals with processes linked to primary care, basic unit, and family health program among others. The second group deals with specialized care like ambulatory.

E-governe Saúde is in charge of the distribution and storage of medicines, vaccination, consultation, and examination. The system will also control the ambulatory, hospital, and bed services in different hospitals.

Other benefits associated with adoption of e-Governe Saúde are;
– Enhanced regionalized hospital attendance
– Enhanced movement of patients to and from other municipalities
– Efficient and effective management of finances
– Enhanced movement of patients between the different health units
– Eased the structuring of the different programs that need continuous attention.

Read more: Fique Nú e Governe o Mundo | JCC.COM

Goettl Air Conditioning: A Proud Company

There was once a time when people did not enjoy working for Goettl Air Conditioning. The company had bad morale. It was just a job to many people. That shows in the quality of the work. When there are a group of people that don’t care, it tends to spread like a cancer. Everyone starts to believe it, buy into it, and stop caring. That is death to a company and one of the worst things that can happen to a company. It puts them in a very difficult position and it makes the customers not want to work with them. If the people working at the company don’t care, why should the customers?


That was one of the first things that Ken Goodrich focused on when he bought the company in 2013. He wanted people that were proud to wear the uniform and were really excited about working for the company. They knew what it meant to be part of Goettl Air Conditioning and what it entailed. It was an honor and it was a job that required them to be proud, happy, and excited to go to work every day and do their repairs, maintenance, and installations. Now, they can finally say they are proud to be an employee of Goettl Air Conditioning and get a paycheck from them.


It is an honor and they have gone on record in saying they are proud to be part of the company. That speaks volumes and shows what a quick turnaround the company has had in the past four years. It was not an easy job, but everyone did their part from the leader Ken Goodrich to every single person that was part of Goettl Air Conditioning. Now, they are at a job they love doing what they love, which is the ideal situation.